Rates







Loans | Savings | Certificates


   CSCEFCU is pleased to announce we have partnered with Credit Union Mortgage Association
for mortgages.  Call them any day, anytime at 800 231-8855, Option 3, or click here to find out more!

 

Loans

Rate APR* Term  

Auto NEW Up to 100% financing (*)                  Call Credit Union for other terms and rates

 2.490 2.490 36 Calculator
Auto USED (*) 2006 & newer. Call Credit Union for other terms and rates   2.490   2.490  36  Calculator
Line of Credit - *Rates as low as ... 8.900 8.900 60

Calculator

Signature -      *Rates as low as ... 9.900 9.900 60 Calculator
Boat NEW (*) 8.950 8.950  144  Calculator
Boat USED (*) 9.950 9.950 120 Calculator
New Motorcycle 11.000 11.000  36 Calculator
Recreation Vehicle New 10.500 10.500 120 Calculator
Recreation Vehicle Used 11.500 11.500  96 Calculator
Share Secured (4% APR over Share rate) 4.250 4.250 120 Calculator
Stock (CSC stock only) 9.000 9.000   36  Calculator
Certificate Secured (4% APR over PSC rate) call CU    36 Calculator
Equiline Home Equity (CA,MD,VA only)(*) 4.000 4.000 n/a Calculator
Tuition Reimbursement - Active Employee Only 11.000 11.000   6

Calculator

*APR = Annual Percentage Rate
(*) = Lowest rate available. Rate you pay is based on your individual credit history.
Rates are subject to change.
Rates Effective: January 1, 2012. All loans subject to credit approval.

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Savings Dividend Rate APY* Term
Shares Savings (S1, S4) 0.250 0.250 n/a
IDEA+(Money Market (S9) $10,000 Minimum 0.450 0.450 n/a
Holiday Club (S5) $5,000 Maximum 0.500 0.500 n/a
Vacation Club (S7) $5,000 Maximum 0.500 0.500 n/a
Share / VISA Secured (S20)

 0.250

0.250 n/a

*APY = Annual Percentage Yield
Your savings are federally insured to $250,000 by the National Credit Union Administration, 
a U.S. Government agency. Rates are subject to change.
Rates Effective:  December 17, 2011 
Published notice is in Summer Update newsletter and current statement 

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Certificates Dividend Rate APY* Term
IRA (I14) 6 Months (I17 Conduit / I1 Roth)

  0.450

0.450 6
IRA (I15) 12 Months (I12 Conduit / I2 Roth) 0.600 0.600 12
IRA (I16) 18 Months (I13 Conduit / I3 Roth) 0.700  0.700 18
IRA (I17) 24 Months (I18 Conduit / I4 Roth) 0.800

0.800

24
IRA (I30) 36 Months (I33 Conduit / I31Roth) 1.100 1.100 36
Mini PSC $100   (12 months) 0.700 0.700 12
PSC 3 Months $1000 (discontinued) 0.400 0.400 3
PSC 6 Months $1000 0.450 0.450 6
PSC 12 Months $1000 0.600 0.600 12
PSC 18 Months $1000 0.650 0.650 18
PSC 24 Months $1000 0.750 0.750 24
PSC 36 Months $1000 1.000 1.000  36

*APY = Annual Percentage Yield
Your IRA savings are federally insured to $250,000 by National Credit Union Administration, 
a U.S. Government agency.  Early withdrawal penalties apply. Please refer to the Truth in Savings Disclosure.   Rates are subject to change.
Rates Effective: January 24, 2012

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