Get a Mortgage and a $250 Gift Card! 
With mortgage rates at an all time low, now is the time to get a mortgage through CUMA -- the exclusive partner we have carefully selected to deliver money-saving mortgage loans to CSCEFCU members.  For a limited time, the credit union will also give you an extra bonus - a $250 gift card from your choice of Home Depot, Lowe's or Sears - upon loan closing with CUMA.  Visit our CSCEFCU Mortgage Center to calculate payments, prequalify, check rates and learn about the options available. Click for Loan Options | Rates | Apply Now

Quality Used Cars and Low Prices 
You know CSCEFCU gives you super low rates for financing and refinancing of your vehicles. Now we've enlisted the help of Enterprise Car Sales to help you purchase certified used cars, nationwide.  You will not only find great prices but Enterprise will give you the full Blue Book Trade-In Value** for your old car Apply For Your CSCEFCU Loan | Find Your Used Car

Overdraft Protection for ATM and Debit Card Transactions
A new federal banking regulation means you are now required to OPT IN if you wish to continue to secure overdraft coverage for everyday debit card transactions and ATM withdrawals on your checking account.  Without this overdraft protection, your ATM and debit card transactions may be declined if you attempt to make a transaction without sufficient funds.  Opt In Now

Enjoy the Convenience of Shared Branches
CSCEFCU has joined a nationwide network of credit union branches to provide you greater access to your credit union accounts.  Now you can complete just about any account transaction in 44 states across the country, in Puerto Rico as well as Japan, South Korea, Germany and Italy. To find a participating shared branch near you, click on the blue "Branch Locator" button on the right or call 888-CUSWIRL.  More details

Does This Logo Look Familiar?
Enjoy convenient ATM access and make withdrawals and deposits with no surcharge.   The CO-OP ATM Network is the largest credit union-owned ATM network in the country with 28,000 ATMs and 9,000 machines that accept deposits. For a location near you, click to locate an ATM or text your location – address, intersection or zip code to 692667 (MYCOOP) from any mobile phone.

Have You Read The Latest News?
Your online copy of Update, our quarterly member newsletter, is now available. Learn all about our new mortgage loan options, including our NEW $250 gift card bonus! 
Also, please read Joseph Pittman's Treasurer's 2012 Annual Report as presented at the Annual Meeting.  Get all the latest CSCEFCU member news now. Read It Now

 **Enterprise:  Trade-In values obtained from © 2012 Kelley Blue Book Co.'s website KBB.com. Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Blue Book Trade-In Value. If a Blue Book Trade-In value is not available for your vehicle Enterprise will provide a fair and competitive value for customer's vehicle. Additional trade-in value of up to $500 is available only on passenger vehicles and light duty trucks, with a Blue Book Trade-In Value and when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. For details, see an Enterprise Car Sales Manager.