| Share/ Share Drafts |
| Account Membership Fee |
$5 |
| Cashiers Check |
$8 |
| Closure Fee (if within 6 mos. of opening) |
$15 |
| Collection Cost of Any Deposit |
Actual Cost* |
| Copy of Paid Check |
Actual Cost* |
| Teller Check Under $25 |
$2 |
|
Teller Check Withdrawals in Excess of 3 per Month
|
$5 |
| Order/Reorder of Checks |
Actual Cost* |
| Returned Check (NSF) |
$25 |
| Returned Deposit (Written by Member) |
$25
|
|
Returned Deposit (Third Party)
|
$25 |
| Stop Payment Order: |
| Draft Written by Member |
$15 |
| Teller Check |
$15 |
| Third Party Withdrawals |
$5 |
| Share Draft Checking ATM |
| Annual Fee |
None |
| ATM Card - Initial Order |
Free |
| ATM Card - Replacement |
$5 |
| ATM PIN |
Free |
| Privilege Pay Overdraft Fee |
$20 |
| ATM Transactions: |
| Inquiry |
$1 |
| Transfer |
$1 |
| Transaction Rejected |
$1 |
| Withdrawal (1st Four Per Month Free - ATM owner may charge a fee) |
$1 |
| IDEA (Insured Daily Executive Accounts) |
| Check Order and Reorder |
Actual Cost* |
| Collection Cost of Deposit |
Actual Cost* |
| Copy of Paid IDEA Check |
$3 |
| Draft Written for Less than $500 (Returned Unpaid) |
$15 |
| Drafts in Excess of 3 per Month (Returned Unpaid) |
$15 |
| Monthly Maintenance Fee |
None |
| Returned Check (NSF) |
$25 |
| Returned Deposit |
$25 |
| Returned Deposit (Third Party) |
$25 |
| Stop Payment (per Item) |
$15 |
| Loans |
| Cancellation of Booked Loan |
$50 |
| Collateral Lien Fee |
Actual Cost* |
| Late Payment Charge |
20% of Int. Due |
| Line of Credit Drafts |
Free |
| Line of Credit/ Equiline Copies of Paid Drafts |
$3 |
| NSF Loan Payment |
$25 |
| Subordination Agreement |
$25 |
| VISA |
| Card Capture Fee |
$65 |
| Card - Initial Order |
Free |
| Copy of Charge Slip |
$10 |
| Cash Advance (Includes Overdrafts) |
1.25% |
| Copy of Paid VISA Draft |
$2 |
| Not Accountholder's Charge |
Free |
| Late Payment |
$15 |
| International Transaction |
Actual Cost* |
| NSF Loan Payment |
$25 |
| Miscellaneous Charges |
| Account Research |
$25 per hour |
| Account Verification of Deposit (VOD) |
$10 |
| ACH Debit Returned as NSF |
$25 |
| ACH Notification of Change |
$1 |
| ACH Stop Payment |
$15 |
| Address Change - CU Notified by: |
| Member in Writing |
None |
| U.S. Postal Service |
$2 |
| Amortization Schedule |
$5 |
| Compliance with legal order: |
| IRS Notice of Levy |
$30 |
| IRS Backup Withholding |
$3 each quarter |
| State Order to Withhold |
$3 |
| Copies of Document |
$1 per page |
| Dormant Account/Locator Fee |
$5 |
| Escheat Notification |
$2 (a) |
| Exchange Check for Incoming Collection |
$5 |
| FAX Service: |
| Domestic |
Actual Cost* |
| International |
Actual Cost* |
| IRA Transfer Fee |
$10 |
| Overnight/ Two-Day Mail |
$5 + Actual Cost |
| Penalty for Erroneous Taxpayer Identification Number |
$10 + IRS Penalty |
| Penalty to Provide Taxpayer Identification Number |
$10 + IRS Penalty |
| Statement: |
| Current Month Cut-off |
$2 |
| Copy |
$2 for 1st page
$1/ page thereafter |
| Tax Information (Duplicate) |
$5 |
| Wire Transfer: |
| Incoming |
None |
| Outgoing |
$23 |
| International |
$35 |
| General Information |
| Balance Required to Earn Dividends in Share Accounts |
$100 |
| Balance Required to Earn Dividends in Share Draft |
None |
| Minimum Loan Amount |
$500 |
| Minimum Line of Credit Advance |
$100 |
